Build with NZ’s best building guarantees exclusive to Signature Homes.
[ About ]Residential Indemnity Ltd (RIL) was established in 2007 by Signature Homes to deliver New Zealand’s most comprehensive home building guarantees. Operating as an independent company, RIL exists solely to protect Signature Homes clients — ensuring their investment is safeguarded during construction and for years after their home is complete.
Separate from the Signature Homes franchise network, RIL provides unmatched financial protection and build assurances, giving clients absolute confidence and peace of mind throughout their building journey.
[ You're in safe hands ]NZ’s Best Building Guarantees, Guaranteed
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Signature Homes proudly offers fixed price builds, giving its clients certainty from the very beginning.
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Ensures your Home will be 100% finished as per your Signature Homes Building Agreement.
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Once your concrete slab is poured, your local Signature Homes franchise will give you your Guaranteed Completion Date.
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For two years post-build, your home is covered for non-structural defects work completed by Signature Homes as part of the materials outlined in your building agreement.
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RIL provides comprehensive coverage for any weathertightness issues for a period of ten-years.
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RIL covers complete coverage for structural elements for your Signature Home for a period of ten-years.
Protecting Kiwis across New Zealand — from the moment their deposit is paid to years after their home is complete.
We guarantee your protection from the moment you pay the deposit
From the moment your deposit is paid, your protection begins. With RIL, you can move forward with confidence knowing your investment is secure and supported right from day one.
throughout the build journey,
As your home takes shape, RIL remains by your side. We’re here through every stage of construction to ensure your journey is smooth, transparent, and stress-free.
and for years after your home is complete.
Even after your home is complete, RIL remains by your side. Our protection continues for years to come, ensuring your investment stays secure and your peace of mind lasts well beyond move-in day.
1,000’s
[ Signature Homes owners protected By RIL ] 100%
[ Signature Homes Completed ] Relax we’ve got you.
What our clients have to say.
[ Testimonials ] Common Questions
[ FAQ ]-
Our guarantee provides protection against non-completion, deposit loss, structural defects, workmanship issues, and certain material defects. It’s designed to give you peace of mind that your new home is built to last.
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Your guarantee is independent of your Signature Homes builder. If your franchise is unable to complete your home, the guarantee ensures your home will be completed as per the terms & conditions of your Signature Homes Building Agreement.
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Yes. If you sell your home within the guarantee period, the cover transfers to the new owner—adding value and peace of mind for future buyers.
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RIL transfer cost to the purchaser is $450.00 +GST.
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As with all guarantees, some exclusions apply. These typically include:
Normal wear and tear
Damage caused by lack of maintenance
Issues beyond the builder’s control (e.g. natural disasters)
Any work carried out outside of your Signature Homes franchise and building agreement
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If you notice a problem, simply contact us. We’ll guide you through the process and work quickly to resolve the issue.
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Even the best builders can’t predict every issue. A guarantee gives you an extra layer of protection, ensuring you’re covered for ten years. It’s reassurance that your investment is safe.
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[ Contact us ]For more information fill out the form or contact info@ril.co.nz